Which of the following was a major merger event in India’s banking sector in 2020 involving three public sector banks and one regional rural bank?

Which SBI scheme provides collateral-free loans specifically to women entrepreneurs?

Who appoints the Chairman of the State Bank of India?

When a bank acts as a correspondent for a foreign bank as part of its general utility function, it:

What is the primary purpose of the general utility function of remittance services by commercial banks?

Which of the following is NOT an associate bank merged into SBI?

The bank’s general utility function of acting as a trustee requires it to:

Which service provided by commercial banks in their general utility functions assists customers in managing recurring financial obligations?

Under its general utility functions, a commercial bank acts as an agent in all of the following EXCEPT:

When a commercial bank issues letters of credit on behalf of customers, this function primarily serves to:

Which of the following best exemplifies the general utility function of a commercial bank related to customer assets?

The agency function related to standing instructions involves:

When paying insurance premiums as agent, the bank must:

Which agency service of commercial banks is a statutory duty?

As trustee or executor, a bank must:

A bank’s authority when collecting bills of exchange is usually:

Discounting bills of exchange affects the bank’s balance sheet by:

As a correspondent for foreign banks, a commercial bank primarily:

A bank’s primary liability in tax collection arises from:

The SBI Smart Salary Account scheme is specially designed for:

Which agency function demands the highest fiduciary duty from a commercial bank?

Acting as a representative payee means the bank:

When collecting dividends and interest as an agent, which risk is a bank primarily exposed to?

Which of the following best illustrates the agency function related to standing instructions?

A bank acting as an agent in payment of insurance premiums on behalf of customers must ensure:

Which of the following agency services of commercial banks involves a statutory obligation?

In the agency function of acting as trustee or executor, the bank is legally required to:

When acting as an agent for collection of bills of exchange, the bank’s authority is generally:

The agency function of discounting bills of exchange on behalf of customers impacts the bank’s balance sheet by:

A commercial bank’s agency function of acting as a correspondent for foreign banks mainly involves:

In performing the agency function of tax collection for the government, a commercial bank’s liability arises primarily due to:

When a commercial bank acts as an agent for purchase and sale of securities on behalf of customers, which of the following regulations must the bank strictly comply with?

Which of the following agency functions requires a commercial bank to hold a fiduciary responsibility, implying utmost good faith and care?

Under its agency functions, a commercial bank may act as a representative payee for its customers. This means the bank:

When a commercial bank acts as an agent in collection of dividends and interest on securities, which of the following risks does the bank primarily assume?

Which among the following statements is true regarding Non-Performing Assets (NPAs) in commercial banks?

What is the role of “Negotiable Instruments” like cheques and bills of exchange in commercial banking?

The “Priority Sector Lending” (PSL) targets which of the following sectors for directed credit?

Which of the following best explains the “Asset-Liability Mismatch” risk faced by commercial banks?

Which of the following best describes the function of a commercial bank acting as a “Clearing House Member”?

When a commercial bank provides a “standby letter of credit,” it primarily acts as:

The function of “banker’s lien” allows a commercial bank to:

Under the Basel III framework, which of the following is NOT a component of the capital that commercial banks are required to maintain?

A commercial bank’s “Liquidity Coverage Ratio (LCR)” is designed to ensure that:

Which of the following risks is least associated with the investment portfolio of commercial banks?

In commercial banking, the term “Gearing Ratio” refers to:

Which of the following ratios measures the minimum capital a bank must hold relative to its risk-weighted assets, and directly affects its lending capacity?

When a commercial bank engages in “Open Market Operations (OMO)” by buying government securities, it primarily aims to:

The credit creation capacity of a commercial bank is primarily influenced by which of the following?

Which of the following is true about “Credit Risk Mitigation” techniques used by commercial banks?