App Logo

No.1 PSC Learning App

1M+ Downloads
Cash which is stored electronically on a microchip is called
Those banking services based on the voice processing facility available with the bank computers
Which type of bank assets remained as NPA for a period exceeding 12 months
Which is the fastest possible money transfer system through banking channel
Which type of loans have less prone to the risk of becoming NPA
Debit card means
On which rate method, the interest is charged on the full amount of the loan throughout the entire period of loan
Which of the following is known as plastic money
Under which banking aims at targeting customers with large value transaction
When did the banking sector reforms initiates
Prime lending rate is charged by
How many branches a unit bank have?
--- banking refers to the use of technology and communication systems in delivering banking products and services to customers.
For providing transparency in accounting and reporting procedures of banks ---- are introduced in 1992.
To strengthen the capital base of banks RBI laid down ---
---- are norms for banks aimed at mitigating the risk and strengthening the capital structure of the banks of member countries.
--- is to perform lending activities among weaker sections of the community.
---- banks accept deposits but customer balance should not exceed Rs.1 lakh.
---- Banks can issue ATM Debit cards but no Credit cards.
---- bank can accept deposit only, but cannot lend.
A --- is a bank like any other bank, operating on a small scale without involving credit risk.
A cheque which bears a date which has already elapsed is called ---
A --- cannot be made payable to the bearer.
Cancellation of crossing of a cheque is called ----
When a cheque is torn into pieces, it is called ---
Fixed deposit is also known as ---
---- is the instruction given by the customer of a bank in writing requesting the banker not to honour the cheque whose date, number amount, and payees name is mentioned in the cheque.
In the case of ---- cheque, the payee need not be named and it can be transferred by mere delivery.
---- is an endorsement made by an authorized person on behalf of another.
---- crossing is not recognized by law, but only by banking custom.
A cheque is in circulation for a long period is called ----
Bankers Bank Evidence Act in ---
KYC is ----
---- insurance is to help business to survive from the blow of losing the important person.
Which one is not a condition relating to premium
Which is the odd one out
--- clause relieves the insurer from paying small losses on perishable goods which are the subject matter of insurance.
--- clause enables the insured in trying to save the subject matter of insurance from any type of loss.
Inch marl clauses is also known as ----
--- Clauses give the description of the nature, extent and scope of the cargo insurance.
----- is the process of writing off the policy before its actual maturity.
----- is the all rights, title and interest of assignor in the policy are transferred to the assignee subject to certain conditions.
--- is the all rights title and interest of assignor in the policy is transferred to the assignee without reversion to the former.
----- is a clause or condition added to a basic life insurance policy which provides additional benefit at the option of the propose.
There is no fixed place of repayment in ----
While accepting a deposit, a banker becomes --- and customer is ---.
General relationship between banker and customer is ----
In the case of ---- policy, the premium amount is payable periodically throughout the entire life of the insured.
……. insurance cover loss or damage to a ship and intransit cargo over the water ways, land and air.
---- insurance policy pay the assured sum on maturity of the policy or on the death of the insured whichever is earlier.