The “Priority Sector Lending” (PSL) targets which of the following sectors for directed credit?

Which of the following best explains the “Asset-Liability Mismatch” risk faced by commercial banks?

Which of the following best describes the function of a commercial bank acting as a “Clearing House Member”?

When a commercial bank provides a “standby letter of credit,” it primarily acts as:

The function of “banker’s lien” allows a commercial bank to:

Under the Basel III framework, which of the following is NOT a component of the capital that commercial banks are required to maintain?

A commercial bank’s “Liquidity Coverage Ratio (LCR)” is designed to ensure that:

Which of the following risks is least associated with the investment portfolio of commercial banks?

In commercial banking, the term “Gearing Ratio” refers to:

Which of the following ratios measures the minimum capital a bank must hold relative to its risk-weighted assets, and directly affects its lending capacity?

When a commercial bank engages in “Open Market Operations (OMO)” by buying government securities, it primarily aims to:

The credit creation capacity of a commercial bank is primarily influenced by which of the following?

Which of the following is true about “Credit Risk Mitigation” techniques used by commercial banks?

Which section of the RRB Act empowers the central government to amalgamate RRBs?

Which of the following is a primary lending obligation of RRBs under RBI regulations?

Identify the group not governed by RBI and functioning largely outside the formal banking ecosystem in rural India:

What is the minimum threshold for paid-up capital and reserves a bank must possess to qualify as a Scheduled Bank?

Which of the following pairs is correctly matched with respect to capital or paid up capital requirements?

Which of the following best describes the sponsor bank's role in an RRB's operations?

The foreign bank that entered India in 1853 under the name “Mercantile Bank” is now known as:

Under LAB norms, which of these institutions promoted a LAB that later converted to a Small Finance Bank?

Which statement best describes the conversion rules for Payment Banks and Urban Co operative Banks (UCBs) to Small Finance Banks?

What does NABARD use as a key performance indicator while supervising RRBs?

The Working Group that recommended the establishment of RRBs in 1975 was chaired by whom?

After the amalgamation drive of RRBs initiated by the Government of India and RBI, what was the key criterion for merging them?

Which of the following is not among the permitted owners/promoters for Local Area Banks according to RBI’s framework?

Which of the following is a primary lending obligation of RRBs under RBI regulations?

Under which section of the Banking Regulation Act does NABARD conduct RRB inspections?

Which of the following statements about RRBs is incorrect?

Which Local Area Bank was the first licensed by RBI and later approved to expand its district operations beyond the standard three district limit?

Which of the following institutions plays a dual role of regulator and development facilitator for RRBs?

Which of the following statements about Local Area Banks (LABs) is correct?

The authority responsible for updating and maintaining the list of Scheduled Banks in India is:

The SBI Saral Pension scheme provides pension benefits primarily to:

Which of the following RRBs was merged to form the largest RRB in India as of 2025?

What is the minimum Capital to Risk-weighted Assets Ratio (CRAR) required for RRBs?

Which of the following was the first RRB to be established on 2 October 1975?

What is the major source of refinance for Regional Rural Banks?

Which of the following digital initiatives is commonly used by RRBs under NABARD's tech support?

Which of the following best describes the sponsor bank's role in an RRB's operations?

Which committee recommended recapitalization of RRBs in 2010 to improve CRAR?

What is the shareholding pattern for an RRB in India?

Which of the following statements about RRBs is incorrect?

Payment Banks have a restriction on lending. Which of the following correctly describes this restriction?

Which entity among the following cannot accept deposits under the RBI defined norms?

Which of the following pairs is correctly matched with respect to capital or paid up capital requirements? Institution Minimum Paid-Up / Initial Capital Requirement

1. Local Area Bank ₹5 crore

2. Small Finance Bank ₹300 crore (revised)

3. Payment Bank ₹100-200 crore

4. All of the above

Choose the correct option:

Which of the following statements about Local Area Banks (LABs) is correct?

NABARD's supervisory authority includes:

A foreign bank operating as a legally incorporated entity in India under full domestic regulatory supervision is following which entry route?

Which of the following does not qualify as a Scheduled Commercial Bank under RBI classification?