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EMI stands for :
A fixed deposit receipt is :
The principles of liquidity, safety and profitability are related to :
It is the legal obligation on the part of the banker not to open an account in the name of :
Amortization is related with :
A journal entry with more than one debit or more than one credit or with both is :
........... item is not seen in the Trial Balance in the normal case
Cash float is related with :
What is a DO Letter?
Files that are permanently kept
Spread is defined as the difference between the rate of return cared on the assets and :
The immediate impact of the changes in interest rates is on banks earnings by changing its :
A maturing liability will be a :
Which of the following does not constitute risk cost ?
Overnight cash retention limit has to be fixed based on :
The duplicate set of keys of the safe and strong room should be kept in a sealed packet bearing
.......... provides the basis for fixation of repayment schedule.
........... are defined as current assets excluding investments.
Which of the following is not a profitability ratio?
Debt service coverage ratio is worked out when appraising ______
The system of pricing of funds transferred from one branch to head office and vice-versa is called :
Debit balance in the profit and loss account is :
NPA stands for :
Who can give notice of dishonour to drawer in case of dishonour of a cheque?
Effect of general crossing is :
Which one of the following types of deposits is having zero interest rate risk?
CASA deposit for the bank means :
A cheque for Rs. 10,000 was issued by a depositor. The account has sufficient balance. The bank returned the cheque inadvertently. The bank is
The maximum number of endorsements that is possible in a cheque is :
Which of the following is not a negotiable instrument?
“At sight" expression in a bill of exchange means :
In a promissory Note, the person who signs the document is called :
Please pay cash is written between the printed crossed line in a cheque. This is done when a cheque is :
A paper attached with a negotiable instrument for endorsement is known as :
In outright purchase system, the society make ......... purchase of goods from the members by offering ruling market price.
A Saving Bank Account become inoperative after _______
Provision made for NPA is :
Cash Credit account is :
Which of the following deposit does not include under CASA deposits?
Valuation of closing stock is based on the concept.
Bad debts account is a ............. account.
Errors of principles will not effect :
Interest Payable is a :
Research expenditure is an example of :
Demand and time liabilities for the purpose of CRR and SLR will include :
_______ is the examination of documentary evidence and authenticity of transactions entered in the books of accounts.
Income Tax of the owner of the business is debited to _______ account
Royalties based on production may be debited to _______ account
Expenses paid in advance appears on the ......... of the Balance sheet.
Assets that can be converted into cash quickly ?