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Practices of Banking
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EMI stands for :
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A fixed deposit receipt is :
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The principles of liquidity, safety and profitability are related to :
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It is the legal obligation on the part of the banker not to open an account in the name of :
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Amortization is related with :
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A journal entry with more than one debit or more than one credit or with both is :
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........... item is not seen in the Trial Balance in the normal case
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Cash float is related with :
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What is a DO Letter?
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Files that are permanently kept
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Spread is defined as the difference between the rate of return cared on the assets and :
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The immediate impact of the changes in interest rates is on banks earnings by changing its :
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A maturing liability will be a :
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Which of the following does not constitute risk cost ?
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Overnight cash retention limit has to be fixed based on :
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The duplicate set of keys of the safe and strong room should be kept in a sealed packet bearing
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.......... provides the basis for fixation of repayment schedule.
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........... are defined as current assets excluding investments.
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Which of the following is not a profitability ratio?
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Debt service coverage ratio is worked out when appraising ______
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The system of pricing of funds transferred from one branch to head office and vice-versa is called :
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Debit balance in the profit and loss account is :
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NPA stands for :
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Who can give notice of dishonour to drawer in case of dishonour of a cheque?
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Effect of general crossing is :
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Which one of the following types of deposits is having zero interest rate risk?
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CASA deposit for the bank means :
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A cheque for Rs. 10,000 was issued by a depositor. The account has sufficient balance. The bank returned the cheque inadvertently. The bank is
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The maximum number of endorsements that is possible in a cheque is :
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Which of the following is not a negotiable instrument?
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“At sight" expression in a bill of exchange means :
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In a promissory Note, the person who signs the document is called :
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Please pay cash is written between the printed crossed line in a cheque. This is done when a cheque is :
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A paper attached with a negotiable instrument for endorsement is known as :
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In outright purchase system, the society make ......... purchase of goods from the members by offering ruling market price.
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A Saving Bank Account become inoperative after _______
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Provision made for NPA is :
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Cash Credit account is :
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Which of the following deposit does not include under CASA deposits?
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Valuation of closing stock is based on the concept.
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Bad debts account is a ............. account.
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Errors of principles will not effect :
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Interest Payable is a :
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Research expenditure is an example of :
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Demand and time liabilities for the purpose of CRR and SLR will include :
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_______ is the examination of documentary evidence and authenticity of transactions entered in the books of accounts.
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Income Tax of the owner of the business is debited to _______ account
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Royalties based on production may be debited to _______ account
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Expenses paid in advance appears on the ......... of the Balance sheet.
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Assets that can be converted into cash quickly ?
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