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Practices of Banking
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Loans given against the security of Govts or Central bank or apex or marketing society is :
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Loans made against goods kept in the custody of central Co- operative Banks :
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________ means a situation where a company does more business than what its finance allow
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_________is an arrangement that provides a firm with the use and control over assets without buying and owning the same.
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The authorized share capital is :
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Fixed Instalment method of depreciation is also known as :
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Expenditure incurred during the period and full benefit obtained in the same period ______ expense
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_______ is not a representative personal account.
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Under .........concept assets are recorded as its cost price.
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The Receipt and Payment account is a ......... account.
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Debit balance of Personal Account indicates
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Bill of exchange before its acceptance is called :
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In a “Co-operative Balance Sheet' liabilities are arranged in the order of :
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Closing balance of R&D is shown in :
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Teeming and Lading is otherwise known as :
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Book debt is an example of :
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Example for Contigent Liability is :
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Entering more amount on the payment side of the cash book, than what has been actually paid, is an example of :
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Sales ledger contain the accounts of :
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KYC Policy consists of customer acceptance policy, customer identification procedure, monitoring of transactions and :
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Bouncing of a cheque is not an offence in one of the following circumstance :
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Insertion of date in a cheque by the holder :
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EMI stands for :
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A fixed deposit receipt is :
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The principles of liquidity, safety and profitability are related to :
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It is the legal obligation on the part of the banker not to open an account in the name of :
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Amortization is related with :
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A journal entry with more than one debit or more than one credit or with both is :
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........... item is not seen in the Trial Balance in the normal case
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Cash float is related with :
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What is a DO Letter?
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Files that are permanently kept
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Spread is defined as the difference between the rate of return cared on the assets and :
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The immediate impact of the changes in interest rates is on banks earnings by changing its :
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A maturing liability will be a :
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Which of the following does not constitute risk cost ?
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Overnight cash retention limit has to be fixed based on :
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The duplicate set of keys of the safe and strong room should be kept in a sealed packet bearing
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.......... provides the basis for fixation of repayment schedule.
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........... are defined as current assets excluding investments.
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Which of the following is not a profitability ratio?
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Debt service coverage ratio is worked out when appraising ______
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The system of pricing of funds transferred from one branch to head office and vice-versa is called :
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Debit balance in the profit and loss account is :
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NPA stands for :
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Who can give notice of dishonour to drawer in case of dishonour of a cheque?
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Effect of general crossing is :
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Which one of the following types of deposits is having zero interest rate risk?
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CASA deposit for the bank means :
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A cheque for Rs. 10,000 was issued by a depositor. The account has sufficient balance. The bank returned the cheque inadvertently. The bank is
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