A bank’s primary liability in tax collection arises from:

The SBI Smart Salary Account scheme is specially designed for:

Which agency function demands the highest fiduciary duty from a commercial bank?

Acting as a representative payee means the bank:

When collecting dividends and interest as an agent, which risk is a bank primarily exposed to?

Which of the following best illustrates the agency function related to standing instructions?

A bank acting as an agent in payment of insurance premiums on behalf of customers must ensure:

Which of the following agency services of commercial banks involves a statutory obligation?

In the agency function of acting as trustee or executor, the bank is legally required to:

When acting as an agent for collection of bills of exchange, the bank’s authority is generally:

The agency function of discounting bills of exchange on behalf of customers impacts the bank’s balance sheet by:

A commercial bank’s agency function of acting as a correspondent for foreign banks mainly involves:

In performing the agency function of tax collection for the government, a commercial bank’s liability arises primarily due to:

When a commercial bank acts as an agent for purchase and sale of securities on behalf of customers, which of the following regulations must the bank strictly comply with?

Which of the following agency functions requires a commercial bank to hold a fiduciary responsibility, implying utmost good faith and care?

Under its agency functions, a commercial bank may act as a representative payee for its customers. This means the bank:

When a commercial bank acts as an agent in collection of dividends and interest on securities, which of the following risks does the bank primarily assume?

Which among the following statements is true regarding Non-Performing Assets (NPAs) in commercial banks?

What is the role of “Negotiable Instruments” like cheques and bills of exchange in commercial banking?

The “Priority Sector Lending” (PSL) targets which of the following sectors for directed credit?

Which of the following best explains the “Asset-Liability Mismatch” risk faced by commercial banks?

Which of the following best describes the function of a commercial bank acting as a “Clearing House Member”?

When a commercial bank provides a “standby letter of credit,” it primarily acts as:

The function of “banker’s lien” allows a commercial bank to:

Under the Basel III framework, which of the following is NOT a component of the capital that commercial banks are required to maintain?

A commercial bank’s “Liquidity Coverage Ratio (LCR)” is designed to ensure that:

Which of the following risks is least associated with the investment portfolio of commercial banks?

In commercial banking, the term “Gearing Ratio” refers to:

Which of the following ratios measures the minimum capital a bank must hold relative to its risk-weighted assets, and directly affects its lending capacity?

When a commercial bank engages in “Open Market Operations (OMO)” by buying government securities, it primarily aims to:

The credit creation capacity of a commercial bank is primarily influenced by which of the following?

Which of the following is true about “Credit Risk Mitigation” techniques used by commercial banks?

Which section of the RRB Act empowers the central government to amalgamate RRBs?

Which of the following is a primary lending obligation of RRBs under RBI regulations?

Identify the group not governed by RBI and functioning largely outside the formal banking ecosystem in rural India:

What is the minimum threshold for paid-up capital and reserves a bank must possess to qualify as a Scheduled Bank?

Which of the following pairs is correctly matched with respect to capital or paid up capital requirements?

Which of the following best describes the sponsor bank's role in an RRB's operations?

The foreign bank that entered India in 1853 under the name “Mercantile Bank” is now known as:

Under LAB norms, which of these institutions promoted a LAB that later converted to a Small Finance Bank?

Which statement best describes the conversion rules for Payment Banks and Urban Co operative Banks (UCBs) to Small Finance Banks?

What does NABARD use as a key performance indicator while supervising RRBs?

The Working Group that recommended the establishment of RRBs in 1975 was chaired by whom?

After the amalgamation drive of RRBs initiated by the Government of India and RBI, what was the key criterion for merging them?

Which of the following is not among the permitted owners/promoters for Local Area Banks according to RBI’s framework?

Which of the following is a primary lending obligation of RRBs under RBI regulations?

Under which section of the Banking Regulation Act does NABARD conduct RRB inspections?

Which of the following statements about RRBs is incorrect?

Which Local Area Bank was the first licensed by RBI and later approved to expand its district operations beyond the standard three district limit?

Which of the following institutions plays a dual role of regulator and development facilitator for RRBs?