Question

Garnishee Order applies only when there is:

• A. Bailor–bailee relationship
• B. Trustee–beneficiary relationship
• C. Debtor–creditor relationship
• D. Employer–employee relationship

Answer 1

Answer:

C. Debtor–creditor relationship

A garnishee order can be enforced only when the garnishee (bank) owes money to the judgment debtor. This creates a debtor–creditor relationship between the bank and the customer. ❌ Bailor–bailee relationship – Does not involve money due ❌ Trustee–beneficiary relationship – Funds are held in a fiduciary capacity ❌ Employer–employee relationship – Not relevant for bank deposits ✅ Debtor–creditor relationship – Essential condition for garnishee attachment