This scheme aims to ensure timely and adequate availability of credit to farmers for various agricultural inputs and activities.
It facilitates access to financial resources for purchasing seeds, fertilizers, pesticides, farm machinery, and for undertaking other farming operations.
Key Fact: Agricultural credit in India is disbursed through a multi-agency network, including Commercial Banks, Regional Rural Banks (RRBs), and Cooperative Banks.
Key Fact: The Kisan Credit Card (KCC) scheme, launched in 1998, is a significant initiative under agricultural credit, providing a flexible and simplified procedure for credit delivery to farmers.
Key Fact: The National Bank for Agriculture and Rural Development (NABARD) serves as the apex development bank, providing refinancing support to financial institutions involved in agricultural credit.
NMSA is one of the eight missions under the National Action Plan on Climate Change (NAPCC).
Its core objective is to make Indian agriculture more productive, sustainable, remunerative, and climate-resilient through promotion of location-specific integrated farming systems.
The mission emphasizes sustainable agricultural practices such as efficient resource management, including soil health, water use, and integrated nutrient management.
Key Fact: While NMSA broadly promotes efficient water management as an integral part of sustainable agriculture, the specific objective "to enhance irrigation facilities for agriculture and promote efficient water use" is most directly and extensively addressed by the Pradhan Mantri Krishi Sinchayee Yojana (PMKSY).
Key Fact: Key components of NMSA include Rainfed Area Development (RAD), Soil Health Management (SHM), Climate Change and Sustainable Agriculture: Monitoring, Modelling and Networking (CCSAMMN), and promotion of organic farming.
PMKSY was launched in 2015 with the motto 'Har Khet Ko Pani' (Water to Every Field) and 'Per Drop More Crop'.
Its primary objective is to expand cultivated area under assured irrigation, improve on-farm water use efficiency, and promote micro-irrigation technologies.
The scheme aims to ensure access to irrigation for every farm and enhance water productivity in agriculture.
Key Fact: PMKSY integrates various ongoing irrigation programmes of multiple ministries, including Water Resources, Agriculture, and Rural Development, for a holistic approach to water management in agriculture.
Key Fact: While PMKSY's core focus is on enhancing irrigation infrastructure and water security, which can indirectly contribute to reducing crop vulnerability, the direct objective "to provide insurance cover to farmers against losses due to natural calamities" is specifically addressed by the Pradhan Mantri Fasal Bima Yojana (PMFBY).