Question

Material alterations made in the cheque, without the consent of the drawer makes the cheque ---.

• A. valid but voidable
• B. invalid
• C. legally enforceable
• D. negotiable

Answer 1

Answer:

B. invalid

MATERIAL ALTERATION:

• Any material alteration made in the cheque without the consent of the drawer makes the cheque invalid. 

Alteration of the following items will be regarded as material alteration:

1. Alteration of the date of cheque 

2. Alteration of the amount payable 

3. Alteration of the name of the payee 

4. Alteration of crossing 

5. Alteration of place of payment 

6. Alteration of the word 'or order' or 'or bearer' 

(All material alterations should be supported by the full signature of the drawer)