Question

Two parallel line is compulsory for which type of cheque crossing ?

• A. special
• B. account payee
• C. not negotiable
• D. general

Answer 1

Answer:

D. general

GENERAL CROSSING:

• Two parallel line is compulsory for general crossing 

• The word 'And Company' may or may not be used in general crossing 

• The name of the collecting banker should not be written in general crossing 

• Safety of general crossed cheque is lesser 

SPECIAL CROSSING:

• Two parallel line is not essential for special crossing, may or may not be used 

• The word 'And Company' must not be used in special crossing 

• The name of the collecting banker should be inserted in special crossing 

• Special crossed cheque is more safer 

• Two transverse lines are not necessary for a special crossing. 

• The name of the banker must be necessarily specified across the face of the cheque. 

• It must appear on the left hand side of the cheque.