Question

What are the key technological aspects of the PM-KISAN scheme's implementation?

1. The scheme exclusively uses physical cash transfers to disburse funds.
2. Funds are transferred directly to Aadhaar-linked beneficiary bank accounts.
3. An Aadhaar-enabled payment system is used to ensure transparency and efficiency.
4. The technology facilitates direct benefit transfer (DBT) to eligible farmers.

• A. ii, iii, iv
• B. i, iii
• C. ii
• D. ഇവയൊന്നുമല്ല

Answer 1

Answer:

A. ii, iii, iv

The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme places a significant emphasis on leveraging technology to ensure efficient and transparent fund disbursement. A core component of its implementation is the use of Direct Benefit Transfer (DBT), a system designed to transfer subsidies and benefits directly into the bank accounts of eligible beneficiaries. Specifically, PM-KISAN utilizes Aadhaar-linked bank accounts and an Aadhaar-enabled payment system. This technological integration helps in accurately identifying beneficiaries, preventing duplication, and ensuring that the financial assistance reaches the intended recipients promptly. By minimizing the role of intermediaries, the system enhances transparency and reduces the chances of corruption or delays in fund delivery.