Question

What was a major limitation of the Indira Awaas Yojana (IAY) that affected its impact and outcomes?

• A. Excessive funding allocation
• B. Lack of loans availed by beneficiaries
• C. Effective monitoring mechanisms
• D. High-quality housing infrastructure

Answer 1

Answer:

B. Lack of loans availed by beneficiaries

One of the major limitations of the Indira Awaas Yojana (IAY) was the fact that beneficiaries did not avail of loans, which, along with other issues like poor technical supervision and weak monitoring mechanisms, affected the impact and outcomes of the program.