Question

Which accounts are treated as one unit for garnishee attachment?

• A. Only the branch receiving order
• B. Only savings accounts
• C. All branches of the bank
• D. Only head office accounts

Answer 1

Answer:

C. All branches of the bank

For the purpose of a Garnishee Order, all branches of a bank are treated as one unit. Once a garnishee order is received by any branch, the bank must consider the total balance of the judgment debtor across all its branches. The attachment is not limited to the branch that actually receives the order. Why other options are incorrect: ❌ Only the branch receiving order – Incorrect ❌ Only savings accounts – Account type is irrelevant ❌ Only head office accounts – Incorrect