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Which of the following schemes does not directly involve crop insurance or risk mitigation?

APMFBY

BKCC Scheme

CPersonal Accident Insurance Scheme

DPMKSY

Answer:

D. PMKSY

Read Explanation:

  • Correct Answer: Option D) PMKSY

  • PMFBY (Pradhan Mantri Fasal Bima Yojana): This is a comprehensive crop insurance scheme launched by the Government of India to provide insurance coverage and financial support to farmers in case of crop failure due to natural calamities, pests, and diseases. It directly involves crop insurance and risk mitigation.

  • KCC Scheme (Kisan Credit Card): While primarily a credit scheme to provide farmers with timely access to credit for their cultivation needs, KCC also includes insurance components like Personal Accident Insurance and covers risks related to crop loans. It has built-in elements of risk mitigation for farmers.

  • Personal Accident Insurance Scheme: This scheme provides insurance coverage to farmers against accidental death or permanent disability. It directly involves risk mitigation through insurance coverage for personal safety.

  • PMKSY (Pradhan Mantri Krishi Sinchai Yojana): This scheme focuses on expanding irrigation coverage and improving water use efficiency in agriculture. Its primary objective is "Har Khet Ko Pani" (water to every field) through micro-irrigation, watershed development, and per drop more crop initiatives. While it indirectly helps in risk reduction by ensuring water availability and reducing dependency on monsoons, it does not directly involve crop insurance or risk mitigation mechanisms like the other schemes.


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