Which scheme adopts a whole-farm approach and includes a reasonable component for consumption needs?
APACS
BKCC
CMICRO FINANCE
DNone of These
Answer:
B. KCC
Read Explanation:
The Kisan Credit Card (KCC) Scheme adopts a whole-farm approach, meaning it considers the farmer’s entire farming activities rather than a single crop. It also includes a reasonable component for household/consumption needs, along with:
Crop production expenses
Allied agricultural activities
Post-harvest expenses
This feature makes KCC different from earlier crop-specific credit schemes.