The concept of 'State Partnership' for helping Co-operative Societies was recommended for the first time by which Committee?

An additional paper attached or pasted with a cheque for the purpose of endorsement is called ---.

The book 'People's Banks for Northern India' was written by whom among the following?

A cheque when torn into pieces is called ---.

When an account does not have sufficient balance to honour the cheque issued by the customer, such a cheque is called ---.

Bouncing of cheques is mentioned in which section of NI Act.

Alterations which does not affect the fundamental character of a cheque, are called ---.

Material alterations made in the cheque, without the consent of the drawer makes the cheque ---.

Who alone is entitled to open the crossing of cheque ?

If the crossing on a cheque is cancelled, it is called ---.

A cheque which bears two special crossings is called ---.

Who among the following are allowed to cross a cheque ?

The word 'And Company' must not be used in which type of cheque crossing ?

Two parallel line is compulsory for which type of cheque crossing ?

Crossing of Cheque allows payment through --- only.

A cheque marked for goods payment where the Banker guarantees the amount even in cases of death or insolvency

A cheque circulating for more than 3 months is known as ---.

The cheque which bears a date prior to the date of drawing is called ---.

The cheque which has a future date of issue on it and that which cannot be encashed is called ---.

The cheque that has the name of payee on it is known as ---.

The cheque that does not need name of payee

The person to whom the amount of cheque is payable is known as ---.

The drawee of a cheque is always a ---.

The person who draws and signs the cheque is known as ---.

Which among the following is not considered as a party of cheque ?

The section ---- of the Negotiable Instruments Act of 1881, defines truncated cheque.

Section 6(a) of the Negotiable Instruments Act, 1881 defines ----.

--- is a bill of exchange, drawn on a specific bank and payable on demand.

The following statements are on Co-operative Credit Societies Act, 1904. Which statement is not correct?

1. It gives legal protection only to credit Co-operative societies.

2. Co-operative societies were classified as rural and urban.

3. Societies formed under this act shall be with unlimited liability only

4. The Registrar of the Co-operative credit societies shall audit the accounts atleast once in a year.

'Advanced Co-operative Society' is a first society registered under the

The important features of Cochin Co-operative Societies Act

1. Societies for providing agriculture and non-agriculture credit.

2. Supervise the societies by the organisation of Unions.

3. The Act give priority to industries especially cottage industries.

Identify the accurate statements regarding the KCS Act, 1969.

1. Encompasses legal provisions for Co-operative societies in Kerala.

2. Provides the legal framework for Co-operative societies in Travancore.

3. Defines the specific characteristics and regulations of Co-operative societies in Kerala.

4. Based on the Act the first primary society called the Edavanakkal Service Co-operative Society.

Match the items of List - I with those of List - II and indicating the code of correct matching.

Travancore Co-operative Societies Act	1913
Cochin Co-operative Societies Act	1932
Madras Co-operative Societies Act	1914
Travancore-Cochin Co-operative Societies Act	1951

Identify the accurate statements about National Centre for Co-operative Training.

1. NCCT is an autonomous organization under the Ministry of Agriculture and Farmers Welfare.

2. The main focus of NCCT is to provide training to Co-operative personnel.

3. NCCT conducts both residential and non-residential training programs.

4. NCCT has its headquarters in Kerala.
   

Which of the following institution primarily focuses on financing and promoting Co-operative development at the national level?

Identify the accurate statements about National Co-operative Union of India :

1. National Co-operative Union is an apex organization representing Co-operative societies in India.

2. National Co-operative Union plays a significant role in promoting Co-operative education and training

3. The training programs conducted by National Co-operative Union are exclusively for the State of Kerala.

4. National Co-operative Union collaborates with international Co-operative organizations for knowledge exchange.

Which of the following statements are accurate about VAMNICOM?

1. Vaikunth Mehta National Institute of Co-operative Management.

2. VAMNICOM provides training, capacity building and empowering the Co-operatives and collectives.

3. VAMNICOM is an apex organisation representing entire Co-operative movement in India.

Institute of Co-operative Management is functioning as a unit of

Kerala State Handloom Development Corporation Ltd. is also known as

State the correct answer from the following statements regarding Kerala Bank.

1. The bank was registered in the year 1915 as the Kerala State Co-operative Bank.

2. Kerala State Co-operative Bank Ltd. was included in the 2nd Schedule of the Reserve Bank of India Act, 1934.

3. Bank name of Kerala State Co-operative Bank as 'Kerala Bank'.

Identify the accurate statements regarding the activities of the Kerala State Co-operative federation for fisheries development Ltd.

1. Interest free loan.

2. Production bonus scheme for fishermen

3. Infrastructure development in harbours and selected fish markets.

4. White kerosene bunks.

State the correct answer from the following statements regarding Kerala State Co-operatives Consumers' Federation Ltd.

1. Apex body of the consumer Co-operatives in the State of Kerala.

2. Established under the KCS Act, 1969.

3. Primary objective is to distribute consumer goods and medicines to the public at affordable prices and protect their buying rights from exploitation.

Filing a petition or representation by the aggrieved, before a higher authority, against the order of an authority at the lower level is called

Which one of the following is not a prohibition towards a banking company, under BR Act ?

1. No banking company shall create any charge upon any unpaid capital of the company and any such charge shall be invalid.
2. No banking company shall create floating charge on the undertaking or the property of the company, if such a floating charge is created, only with the written permission of the RBI.
3. No banking company shall pay any dividend to its shares until all capitalised expenses have been completely written of.
4. No banking company incorporated in India shall have a director in its board of directors, who is a director of any other bank.
5. No banking company may pay dividend without writing of depreciation in the value of investment of approved securities, shares, debentures, bonds, write off bad debts if any.

Match the following.

Reserve fund	22
Audit	17
Cash reserve	30
Licence of banking companies	18

• Assertion (A) : The Lead Bank Scheme was introduced to improve rural banking services.

• Reason (R): The Gadgil Study group found that rural areas had an adequate number of Commercial banks.

From the following Statement, which statement is viable to the central cooperative bank?

1. The share capital when compared to the total working capital is too small.
2. They failed in mobilising deposits; instead they depended on the apex bank.
3. Banking and non banking activities were mixed, which was against the banking principles.
4. To act as a balancing center for resources for primary societies.

Which of these statements are true?

• Statement 1: No banking Company shall grant any loans or advances on the security of its own shares.

• Statement 2: Advance against their own shares is not allowed by banks, because these are prohibited under RBI Act of 1934.

Which of the following statements are incorrect?

1. Bill of exchange is the primary function of Commercial bank.
2. A bank provides locker facilities to the customers to keep their valuables or documents safely is the secondary function.
3. It is an advance given to a customer by keeping the current account to overdraw up to the given limit, is the general utility function of Commercial bank

Consider the following statements with reference to capital to Risk-weighted Assets Ratio (CRAR). Which of the Statements given above are correct ?

1. It is the bank's capital in relation to its risk-weighted assets and current liabilities.
2. Indian bank must maintain a higher CRAR than those stipulated by the Basal Ill norms.
3. Regional Rural Banks are exempted from maintaining CRAR·