Why is the overturn process important for lakes that undergo stratification?

1. It prevents the formation of ice cover.
2. It ensures thorough mixing of oxygen, phytoplankton, and nutrients.
3. It leads to the accumulation of sediments at the bottom.
4. It only affects the temperature of the surface water.

What causes the sinking of water during the autumn (fall) overturn?

1. The surface water gets warmer and sinks.
2. The surface water cools down to 4°C, becoming denser and sinking.
3. The density of water decreases as it cools.
4. Increased solar radiation causes the water to become heavier.

Which of the following statements about spring overturn is correct?

1. It occurs when the surface water cools down to 4°C.
2. Increased solar radiation melts the ice, and water at 4°C sinks.
3. It is primarily driven by the cooling of air temperatures.
4. The process involves warm surface water sinking to the bottom.

What are the two main seasons when lake water overturn occurs?

1. Spring and Autumn (Fall)
2. Summer and Winter
3. Late Winter and Early Spring
4. Late Summer and Early Winter

What is the primary process described in the provided text regarding lake water circulation?

1. Lake water circulation occurs annually in summer and winter.
2. The process of overturn involves the mixing of lake water layers.
3. Overturn primarily helps in distributing dissolved gases and nutrients within the lake.
4. Overturn is a process exclusive to tropical lakes.

When paying insurance premiums as agent, the bank must:

Which agency service of commercial banks is a statutory duty?

As trustee or executor, a bank must:

A bank’s authority when collecting bills of exchange is usually:

With reference to the 104th Constitutional Amendment, consider the following statements:

I. It extended the reservation for SC/STs in Lok Sabha and State Legislatures until January 2030.

II. Reservation for Anglo-Indian members in Lok Sabha and State Legislatures was abolished.

III. The amendment amended Article 334 of the Constitution.

Which of the statements given above is/are correct?

Discounting bills of exchange affects the bank’s balance sheet by:

As a correspondent for foreign banks, a commercial bank primarily:

A bank’s primary liability in tax collection arises from:

The SBI Smart Salary Account scheme is specially designed for:

Which agency function demands the highest fiduciary duty from a commercial bank?

Acting as a representative payee means the bank:

When collecting dividends and interest as an agent, which risk is a bank primarily exposed to?

Which of the following best illustrates the agency function related to standing instructions?

A semi-circular sector of radius 16 centimeters is rolled to make a cone What is the bise Radius of the cone?

A bank acting as an agent in payment of insurance premiums on behalf of customers must ensure:

Which of the following agency services of commercial banks involves a statutory obligation?

Which type of power plant typically has the lowest Plant Load Factor (PLF) among conventional sources in India?

In the agency function of acting as trustee or executor, the bank is legally required to:

What is the main characteristic of a 'Hybrid' renewable power project?

When acting as an agent for collection of bills of exchange, the bank’s authority is generally:

The 'Saubhagya' scheme was primarily launched to achieve:

The agency function of discounting bills of exchange on behalf of customers impacts the bank’s balance sheet by:

Match the following ecosystems correctly:

Lentic	Freshwater meets saltwater
Lotic	Still water
Wetlands	Marshes and swamps
Estuaries	Flowing water

A commercial bank’s agency function of acting as a correspondent for foreign banks mainly involves:

In performing the agency function of tax collection for the government, a commercial bank’s liability arises primarily due to:

When a commercial bank acts as an agent for purchase and sale of securities on behalf of customers, which of the following regulations must the bank strictly comply with?

Semi-arid deserts are best described as:

Which of the following agency functions requires a commercial bank to hold a fiduciary responsibility, implying utmost good faith and care?

Which desert ecosystem is characterized by being near the ocean and having fog as a water source?

Under its agency functions, a commercial bank may act as a representative payee for its customers. This means the bank:

The Gobi Desert in Asia is an example of which type?

When a commercial bank acts as an agent in collection of dividends and interest on securities, which of the following risks does the bank primarily assume?

Which of the following is a characteristic feature of hot and dry deserts?

Which among the following statements is true regarding Non-Performing Assets (NPAs) in commercial banks?

The mixing of freshwater and saltwater takes place in which ecosystem?

Coral reefs are found in which type of ecosystem?

Which aquatic ecosystem includes marshes, swamps, and bogs?

The Amazon River is classified under which type of freshwater ecosystem?

Which of the following is an example of a lentic ecosystem?

What is the role of “Negotiable Instruments” like cheques and bills of exchange in commercial banking?

The “Priority Sector Lending” (PSL) targets which of the following sectors for directed credit?

Which of the following best explains the “Asset-Liability Mismatch” risk faced by commercial banks?

Which of the following best describes the function of a commercial bank acting as a “Clearing House Member”?

When a commercial bank provides a “standby letter of credit,” it primarily acts as: