The word 'Bank' is deemed to have originated from which of the following?
In banking, 'Safety' is treated as a cardinal principle of lending. Which of the following statement/s best explains it ?
It is borrower's capacity to pay.
It is borrower's willingness to pay.
It is borrower's capacity to income generation.
It is borrower's not using loan for consumption purpose.
The person who holds the property for the beneficiaries is known as ...
--- dispose the property according to will, while an --- administers the property according to Law.
A person makes a will expressing his intention regarding disposal of his properties after his death. The person who makes the will is called Testator and banker is called the ---.
A person makes a will expressing his intention regarding disposal of his properties after his death. The person who makes the will is called ----.
A short term finance, where money is lend for a period exceeding one day called ---.
A short term finance where the money lend for one day called ---.
A short term finance repayable on demand, with a maturity period of 1 to 14 days or overnight to fortnight is known as
A short term loan given for a period of 2 weeks to 12 months, for a larger amount, to meet urgent credit needs of big companies, due to launching new businesses, or fresh issue of shares etc.
Overdraft facility is given only to --- account holders.
A temporary financial arrangement under which, the borrower is allowed to borrow money upto the requirements of the borrower is called ....
The scheme introduced by RBI, to enable the banking system to mobilise bulk deposits from the market, at a competitive rate of interest
Certificate of Deposits scheme was introduced by RBI in ---
A short term deposit instrument, issued by banks and financial institutions, to raise a large amount of money
Full form of CASA, (in relation with commercial banks)
Which account is used for dealing Shares ?
Demat Account means
Pigmy Deposit was introduced by ----.
A daily deposit scheme introduced to help daily wages earners, small traders, to promote saving habit and by way of funding their capital requirements
Deposits meant for meeting children's education and marriage expenses are known as
The depositors of which deposit, enjoys the benefits of savings account and at the same time get high interests as a fixed deposit
The deposit, which is the combination of fixed deposit and saving deposits is known as
No frills account is called BSBDA by RBI since
Basic Savings Bank Deposit's Accounts (BSBDA) are formally called
The tenure of Recurring deposit is between ----
A term deposit in which the investor has to deposit money in short intervals, for a long time.
Minimum days for fixed deposit shall be --- days.
Ordinarily, an amount of payment exceeding 5000/- is
On the security of FDR (Fixed Deposit Receipt), the bank provides up to ---% of the amount as FD loans.
Which among the following is not a type of savings account ?
Children saving Account are also called ---.
When a fixed deposit is made by a customer, the banker provides a receipt as proof for receiving the amount which specifies the rate of interest, amount deposited period, nominee etc. This is known as ---.
When a savings account holder has not made any transactions from the account for a period of one year, then the saving account is considered an ---.
No Frill account are now known as ---.
Account which have no minimum balance is called ?
The minimum age required to open a SB account in Bank is
No Loan Facility is provided against --- Account.
Savings Account is also called
The bank account where, there are no restrictions on the number and amount of deposits
From the following given below, which is considered to be compulsory for current account and savings accounts ?
What is known as demand liability meant for lower and middle class people ?
Current deposit accounts are also called ---.
What deposits are also known as running account?
--- is otherwise known as borrowing by the Commercial banks.
Which among the following is considered as a primary function of Commercial Banks ?
In which section of BR Act is Court Liquidator discussed ?
The section of Banking Regulation Act that deals with the power of the Reserve Bank to give directions
According to BR Act, section 32, every banking company shall, send --- copies of balance sheet, accounts and auditors report to the Registrar.
Acoording to the balance sheet and profit and loss account, it shall be signed by all the directors if ---, and by 3 directors if ---.