Challenger App

No.1 PSC Learning App

1M+ Downloads
Which of the following was a major limitation of the Consumer Protection Act, 1986?
Under the Consumer Protection Act, 2019, jurisdiction of consumer commissions is decided based on:
Which of the following is a function of the Central Consumer Protection Authority (CCPA)?
A complaint filed with malicious intent may result in:
Which right allows a consumer to file a complaint and seek compensation?
Which of the following persons can be held liable under product liability provisions?
Mediation cells under the Act are attached to:
Mediation under the Consumer Protection Act, 2019 is covered under:
Which section of the Consumer Protection Act, 2019 provides for the establishment of the Central Consumer Protection Authority (CCPA)?
The Consumer Protection Act, 2019 was notified on:
Which of the following are unfair trade practices under the Consumer Protection Act, 2019? Misleading advertisements Non-issuance of bills Hoarding goods Charging disclosed service fees. Choose the correct option:

Match the following:

List I

List II

A. SMA-0

1. Overdue 60–90 days

B. SMA-1

2. Overdue up to 30 days

C. SMA-2

3. Overdue 30–60 days

A customer orders a baby product online which is later found unsafe for children. Which authority can order recall of the product?

Assertion (A): A loan overdue for more than 90 days is classified as an NPA.
Reason (R): RBI’s prudential norms define NPAs to protect banks and depositors.

Choose the correct option:

Consider the following statements: Consumer Protection Act, 2019 allows e-filing of complaints. Mediation was available under the Consumer Protection Act, 1986. Which of the above is/are correct?
Which authority has the power to order product recall and impose penalties for misleading advertisements under the Consumer Protection Act, 2019?
A Garnishee Order applies to which of the following balances?
A Garnishee Order applies to which of the following balances?
Who is the Garnisher in a Garnishee Order?
A Garnishee Order is issued under which provision of law?
Order Absolute means:
If the amount in an Order Absolute is not specified, the bank shall: If the amount in an Order Absolute is not specified, the bank shall:

Assertion (A): Garnishee Order applies only to existing balances.

Reason (R): Future deposits do not create a debtor-creditor relationship.

Assertion–Reason Type Assertion (A): Garnishee Order applies only to existing balances.

Reason (R): Future deposits do not create a debtor-creditor relationship.

Which accounts are treated as one unit for garnishee attachment?
Garnishee Order applies only when there is:
Which of the following accounts can be attached?
Which of the following accounts can be attached?
A Fixed Deposit pledged as collateral for a loan:
Fixed Deposit –
Garnishee Order applies to Fixed Deposit: When it is free from charge Only to surplus margin if pledged Even if fully secured against loan
A garnishee order is issued in the name of one joint account holder only. The account is jointly held by A and B. The bank should:
Garnishee Order issued against one partner applies to partnership account?
Trust accounts Cheques already marked “good for payment” Overdraft accounts
Two garnishee orders are received simultaneously. The bank should:
If Attachment Order and Garnishee Order are received at the same time, priority is given to:

Assertion (A): Garnishee Order does not apply to future deposits.

Reason (R): Garnishee Order attaches only funds due at the time of receipt.

Consider the following scenario: Mr. H initially nominates his mother for his account. Later, after marriage, he wants to change the nominee to his wife.

Statement I: Mr. H can change the nominee by submitting a modification form.

Statement II: In a joint account, only Mr. H’s signature is sufficient to change the nominee.

Consider the following statements regarding record-keeping of nominations:

Statement I: Banks may record nomination details in passbooks or deposit receipts for transparency.

Statement II: Recording nomination details in passbooks is optional and not recommended.

Q1. Consider the following statements regarding nomination in bank accounts:

Statement I: Nomination can be added, modified, or cancelled using prescribed forms.
Statement II: Only one account holder’s signature is sufficient to modify a joint account nomination.

Nomination is NOT permitted in favor of:
Which of the following cannot be a nominee?
Who among the following can be a nominee?
Nomination for lockers can be made in which manner?
In locker nomination, how many nominees can be appointed?
Nomination for lockers is permitted under:
Nomination for Safe Custody Articles is permitted under:
If no nomination is made, the depositor must:
Who can make a nomination on behalf of a minor depositor?
A minor can be nominated provided that: