Who are all exempted from payment of Audit fees as per Kerala Cooperative Societies Act , 1969 ?

1. Any society for first two years of audit irrespective of date of commencement of business
2. All social welfare and farming societies who don't accept deposits and grant loans/advances
3. All Cooperative Societies of which all or majority of members are belonging to SC/ST except Apex Cooperative Society
4. Any Weavers Society until it has completed sixth Cooperative Year after its commencement of business
5. Vanitha Cooperative Societies

The interrelationship among Cooperation , competition and conflict is best described in the following definitions/descriptions of Cooperative exponents. Match Part I description of Cooperation with Part II - authors of definitions/descriptions.

Cooperation is the universal instrument of creation	Hyde Bailey B.
Cooperation, not competition is the password for the future	Mill C.
Cooperation is the noblest ideal that transforms human life from conflict of classes with opposite interests to friendly rivalry in pursuit of common good for all	E. R. Bowen A.
Competition is essentially a warfare that means triumph of strong and ruin of weak	Charles Gide D.

Which one(s) of the following are not characteristics of unitary type of cooperatives ?

1. Unitary Societies facilitate upholding Cooperatives values
2. Large Society and branches all over the country is the operating pattern of Unitary Societies
3. General Body constitutes its members only
4. Board of Directors is the supreme Governing Body
5. Unitary Societies are called Centralised Societies

The following statements are related to nature of state aid to cooperative societies. You are required to identify the incorrect statements (s) related to the source of fund available to cooperatives given below.

1. The Government may subscribe to share capital of society with limited liability only.
2. The Government is not entitled to dividend on shares of any such society.
3. The Government may provide financial assistance to a society for the purchase of shares in other societies with limited liability.
4. Principal State Partnership Fund is provided by Apex Societies to Central Societies.

Which of the following conditions (s) is/are to be met in respect of purchase of shares by society using Principal State Partnership Fund or subsidiary State Partnership Fund ? No. Conditions

1. Prior Government Approval in writing
2. Liability should be limited to the extent of amount paid of such shares
3. Government Approval is to be sought within time given
4. Liability of society whose shares are bought may be limited or unlimited but with Government Approval

KRIBHCO was founded in

'Cess Fund' is constituted for the development of

"Operation Flood" is a scheme of

National Co-operative Development Corporation (NCDC) was established in

The printing wing of 'Sahithya Pravarthaka Co-operative Society' (SPCS) is known as

'Double Compartmental System' is related to

The headquarters of Kerala State Co-operative Housing Federation is at

................... is issued by Indian public sector banks to the farmers of India.

NABARD was setup on

MICR stands for :

Consider the following statements.

Expand 'SARFAESI' :

SWIFT stands for :

Consider the following statements on voting rights as per Cooperative Societies Act, 1912. Which of the below statements are correct?

1. In limited liability societies, voting right is decided by the bylaw of the society
2. In societies with unlimited liability, voting right is limited to one vote per member.
3. The proxy appointed by a registered society, for voting in the affairs of another society, should be its member.

Consider the following statements and find out the correct one.

1. Bill of Exchange is an unconditional order
2. In the case of a promissory note there is no notice is required to the maker

If a Society in which shares are purchased from the money's in the Subsidiary State Partnership Fund is dissolved or wound up, the authority(ies) having claim against central society, which purchased shares, in respect of any loss arising from such purchases is/are

Which one of the following combinations does constitute a form of state aid to societies ?

1. Guarantee repayment of principal and payment of interest on debentures issued by a Society.
2. Guarantee the repayment of share capital of society and dividends there on at such rates as specified by Government.
3. Guarantee the repayment of principal and payment of interest on loans and advances to a Society.
4. Guarantee the repayment of deposits received by the society and payment of interest on such deposits.

Consider the following statements and find the correct one

The RBI introduced the Banking Ombudsman Scheme in

Which one of the following is considered as the 'Policy Rate' in the monitory policy statement of India?

Essential characteristics of a negotiable instrument is/are

The following statements are on Monetary Policy Committee. Identify the wrong statement.

The word 'Bank' is deemed to have originated from which of the following?

Which of the following factors can directly affect the Credit Creation ability of the banks?

1. Cash Reserve Ratio
2. REPO Rate
3. Statutory Liquidity Ratio
4. Inflation

Which among the following is not identified as co-operative values?

Cash trading' is suggested as one of the Co-operative Principles by

Which of the following is not considered as a Bill of Exchange drawn on a banker?

Karve Commission on Co-operative Principles submitted its report in

The word 'Find Raiffeisen' is included in the report submitted by

Scale of Finance' is prepared by

In banking, 'Safety' is treated as a cardinal principle of lending. Which of the following statement/s best explains it ?

1. It is borrower's capacity to pay.
2. It is borrower's willingness to pay.
3. It is borrower's capacity to income generation.
4. It is borrower's not using loan for consumption purpose.

Credit Limit Statement' is prepared by

Price Fluctuation Fund' is usually created by

Arrange the following institutions in the chronological order of its formation. Select your answer from the choices given below.

1. The Cochin Central Co-operative Bank.

2. Trivandrum Central Co-operative Bank.

3. The Malabar Co-operative Central Bank

Which among the following is not true about co-operative principles ?

Who recommended the revised co-operative principles by ICA in 1995 ?

‘Corporate body’ represents

In the context of competition, which of the Following is true?

The main office of Regional Office for Asia and Pacific of ICA is at ....................

With reference to cooperative societies, consider the following statements:

1. A cooperative Society is a volantary. association of persons.
2. Cooperative Societies are not driven by economic interests
3. Cooperatives in all states in India are Soley formed under the Co-operative Societies Act, 1912.
4. To form a cooperative society at least ten Persons are required.