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1.A bank’s right of set-off can be restricted by an express agreement with the customer.

2.Even if there is an agreement prohibiting set-off, the bank can still exercise the right at its discretion.

Which of the statements given above is/are correct?

1.Set-off can be exercised only in respect of debts that are certain and presently payable.

2.A bank can set off a customer’s deposit against a future or contingent liability.

Which of the statements given above is/are correct?

1.Clayton’s Rule is based on the principle of “first in, first out.”

2.Clayton’s Rule mainly applies to savings bank accounts.

Which of the statements given above is/are correct?

  1. The right of appropriation arises when a customer owes more than one debt to the bank.

  2. The right of appropriation applies only when the payment made is sufficient to clear all debts.

Which of the statements given above is/are correct?

What is the defining difference between Prokaryotes and Eukaryotes?

Assertion (A): Garnishee Order applies to future deposits.

Reason (R): It freezes all incoming funds.

The observation that a bird has air bags in its skeleton to lighten its weight for flight is an example of which core theme?
Garnishee Order Applies To
Bank’s Right Not to Produce Original Books Is Based On
Which molecule is described as a "double helix" and serves as the basic unit for heredity?
Clayton’s Rule Means
In the biological classification system, which of the following is the correct order of groups from broadest to most specific?

Assertion (A): Under Section 59, bank can decide appropriation.
Reason (R): Debtor gives express instructions.

Which core theme of biology explains why the storage of hereditary information in DNA is common to all living things?
The concept that a molecule like protein has properties that the individual atoms comprising it do not have is known as:
A biologist is studying a group of different species living together in a specific physical habitat. What level of hierarchy is being studied?
What are the two primary conclusions provided by the "Cell Theory"?
Right of Appropriation Is Governed By
According to the hierarchical organization of life, which of the following represents the correct sequence from the smallest unit to the largest?
Which Is Essential for Set-Off?

Assertion (A): Bank can set off a trust account against trustee’s personal loan.
Reason (R): Capacity of the account holder is different.

Which property of life is best described as the ability of an organism to keep its internal conditions stable even when the outside environment changes?
Bank Cannot Exercise Lien On
Right of General Lien Is Given Under
Disclosure Allowed Under Which Situation?

Assertion (A): Banker’s duty of secrecy continues even after account closure.
Reason (R): The duty arises from contractual obligation.

Assertion (A): A bank renting a locker is a lessor.
Reason (R): The locker facility is provided on a rent basis.

Banker’s Role in Collecting Cheques

Statement Type

Assertion (A): When a customer deposits money, the banker becomes a debtor.
Reason (R): Deposited money becomes the bank’s property.

Which of the following correctly defines “banking” under Section 5(b) of the Banking Regulation Act, 1949?
There are two pipes leading to a tank. The A pipe fills the tank in 7 minutes and the B pipe in 21 minutes. Both pipes are opened together. After some time, the pipe A is closed. If it takes 12 minutes to fill tank completely, then for how long is the B pipe alone open?
There are two pipes leading to a tank. If pipe X alone is opened, the tank will be filled in 20 minutes. If pipe Y alone is opened, the tank will be filled in 25 minutes. Both pipes were opened together. After some time, pipe Y was closed. If it takes 15 minutes to fill the tank completely, then for how long is the pipe X left open
There are two pipes leading to a tank. If pipe X alone is opened, the tank will be filled in 20 minutes. If pipe Y alone is opened, the tank will be filled in 25 minutes. Both pipes were opened together. After 5 minutes, pipe Y was closed. How long should pipe Y be left open to fill the rest of the tank?
PSPN is related to OROM in a certain way based on the English alphabetical order . In the same way, YBYW is related to XAXV.To which of the given option is QTQO related, following the same logic ?
The positions of how many letters will remain unchanged if each letter in the word JOSTLE is arranged in the english alphabetical order ?
Select the option that represents the letters that, when sequentially placed from left to right in the blanks below, will complete the letter series. _K _ U T O _ L _ T O _ _ U T O K L _ _
Seven people P,Q,RS,T,U and V are sitting in a straight line facing north (but not necessarily in the same order). V is sitting to the immediate right of Q and the immediate left of R. P is sitting to the immediate right of R and the immediate left of S. U is sitting second to the right of S. U is sitting at one of the ends of the line. Who is sitting between S and U ?
What should come in the place of the question mark(?) in the given series ? 14 23 42 71 110 ?

A dice has its face marked by letters I,L,O,V,A and F. Two positions of the same dice are given below.Which face is opposite to face O ?

What should come in the place of question mark (?) in the given series based on the English alphabetical order ? WUY KIM YWA MKO ?
Select the option that rectifies the spelling error in the given sentence. He was determined to acomplish his goals.
In which state is the festival of 'Kalinga Mahotsav 'celebrated?
Nilgiri is one of the oldest mountain ranges, located at the tri-junction of which three states?
In June 2024, who resigned from their Wayanad Lok Sabha seat?
Which of the following goals of the Five-Year Plan is directly related to the people?
Who among the following was the first music director to bring Rock 'n' Roll to Hindi tunes?
What was a key focus of the First Five Year Plan (1951-1956)?
Which of the following is the state religion of Bangladesh, as per the Constitution of Bangladesh?
According to the National Multidimensional Poverty Index 2023, which of the following states showed the fastest poverty reduction?
Padma Shri awardee Shovana Narayan is associated with which Indian classical dance form?